Homeowners insurance rarely gets much attention, but it could be quietly costing you more money than it should. The good news is insurers provide a variety of discounts and incentives that can…
Does my personal auto insurance cover business use?
If you use a vehicle for your business, you’re probably wondering does my personal auto insurance cover business use. If something goes wrong while on the road and you’re in the car…
How to get the best life insurance with high return rates
Whole life insurance comes with a unique feature — the cash value — that steadily grows as you pay your premiums. While this growth may seem appealing, it’s important to remember that…
What Are the Most Common Home Insurance Claims?
Almost 98% of home insurance claims are for property damage, according to the Insurance Information Institute (III) annual study into the causes of home insurance losses. That said, liability claims, though far…
What Is Flood Insurance, and What Does It Cover?
What does flood insurance cover? Flood insurance covers specific kinds of water damage to your home and belongings. The nation’s biggest flood insurance provider, the National Flood Insurance Program, or NFIP, defines…
Do I need business insurance?
What is business insurance? Business insurance protects companies from financial losses and liability after events such as: Business insurance works like medical insurance and other types of coverage. First, a business owner…
How much coverage do I need for my business?
Liability insurance can protect you from risks and help your business meet contract requirements. Here’s how to decide which coverage limits you need for your liability policies. What types of business insurance…
Why Is Life Insurance Important for Self-Employed?
If you’ve decided to explore the world of self-employment as a freelancer, gig worker, or small business owner, the creative freedom of owning your own business often outweighs the financial stability of…